Commercial Property
Our Commercial Property Insurance Defense practice area is dedicated to representing insurance companies in disputes related to commercial property claims. Our experienced attorneys provide robust legal defense, ensuring that claims are handled fairly and that insurance providers’ rights and obligations are upheld.
Claim Dispute Defense:
Denial of Coverage: Defending insurance companies against claims of wrongful denial of coverage, ensuring that denials are based on policy terms and conditions.
Damage Assessment: Addressing disputes over the extent and valuation of property damage, providing accurate and fair assessments.
Policy Exclusions: Advocating for the enforcement of policy exclusions and limitations in coverage disputes.
Fraud and Misrepresentation:
Fraudulent Claims: Investigating and defending against fraudulent claims, protecting insurance companies from unwarranted payouts.
Misrepresentation Defense: Defending against allegations of misrepresentation by policyholders, ensuring that policies are upheld as written.
Regulatory Compliance and Defense:
Regulatory Adherence: Ensuring that insurance companies comply with state and federal regulations, defending against claims of regulatory violations.
Good Faith Practices: Demonstrating that insurance companies have acted in good faith and within legal bounds in their handling of claims.
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Commercial Property Team
Jamie Baboolal is an associate with the firm’s Miami office. Her practice areas include products liability, premises liability, and general liability. Jamie graduated summa cum laude from Nova Southeastern University’s Shepard Broad College of Law. During law school, Jamie received Dean’s List Honors, multiple CALI Excellence for the Future Awards, and was an active member of the Nova Moot Court Society and Nova Law Review. She also held positions as teaching assistant for Constitutional Law and research assistant for Health Law. While attending law school, Jamie worked as a law clerk at a boutique firm where she gained practical experience handling wills, estates, family law, and real estate transactions. Jamie also worked as a legal intern at a securities litigation firm where she gained valuable experience in securities class actions.
Associate
Mrs. Diverio is a shareholding partner at Lydecker’s Miami office and is the chair of the property practice group. She is a trial and appellate attorney for first and third party property lawsuits. She handles bad faith claims, fraud investigations, and all types of property damage claims.
Mrs. Diverio litigates insurance disputes involving high exposure commercial and personal lines in both State and Federal court. Mrs. Diverio’s practice group handles claims from pre-suit investigations through trials, and appeals.
Partner
Mr. Sanchez Parraga is a partner at Lydecker’s Miami and New York offices. He counsels insurers on insurance coverage, claim adjustment, and contract interpretation on first-party property homeowners and commercial losses, bad faith litigation, fire/theft/fraud investigation, and windstorm coverage. In addition to handling matters of insurance coverage, Mr. Sanchez Parraga frequently represents insurers in trial and appellate courts in first-party property and bad faith litigation. He is also a frequent lecturer on seminars regarding first-party property claims and litigation topics.
Of Counsel
Mr. de Zayas’ experience includes debtor-creditor law, bankruptcy law, insurance insolvency, construction litigation, employment litigation, and appeals.
He has tried numerous jury and bench trials in state and federal courts and has been appellate counsel in many reported appellate decisions in the commercial litigation, insolvency, creditors’ rights and bankruptcy areas. Mr. De Zayas also has significant experience representing clients in civil antitrust, competition and restraint of trade litigation in state and federal courts. Mr. de Zayas has served as general counsel for the Florida Workers’ Compensation Insurance Guaranty Association since 2004. He heads the Bankruptcy and Insurance Receivership Practice Group at Lydecker.
Mr. de Zayas also has substantial experience representing both commercial debtors and institutional creditors in connection with commercial claims, collections; in documentation and perfection of security interests in all types of collateral; in protection of, and realization on, various types of collateral upon default; in enforcement of judgments; in commercial foreclosure of mortgages and other security interests; in contract litigation; in preference and fraudulent conveyance actions, in insurance company and other commercial receiverships, and in Chapter 11 bankruptcy reorganizations. This varied experience with “both sides” of typical commercial litigation disputes benefits the Firm’s clients in developing successful and efficient strategies for the protection of their interests.
Mr. de Zayas’s practice includes professional liability defense and defense of Bar disciplinary proceedings.
Partner
