Commercial Property
Our Commercial Property Insurance Defense practice area is dedicated to representing insurance companies in disputes related to commercial property claims. Our experienced attorneys provide robust legal defense, ensuring that claims are handled fairly and that insurance providers’ rights and obligations are upheld.
Claim Dispute Defense:
Denial of Coverage: Defending insurance companies against claims of wrongful denial of coverage, ensuring that denials are based on policy terms and conditions.
Damage Assessment: Addressing disputes over the extent and valuation of property damage, providing accurate and fair assessments.
Policy Exclusions: Advocating for the enforcement of policy exclusions and limitations in coverage disputes.
Fraud and Misrepresentation:
Fraudulent Claims: Investigating and defending against fraudulent claims, protecting insurance companies from unwarranted payouts.
Misrepresentation Defense: Defending against allegations of misrepresentation by policyholders, ensuring that policies are upheld as written.
Regulatory Compliance and Defense:
Regulatory Adherence: Ensuring that insurance companies comply with state and federal regulations, defending against claims of regulatory violations.
Good Faith Practices: Demonstrating that insurance companies have acted in good faith and within legal bounds in their handling of claims.
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Commercial Property Team
Jamie Baboolal is an Senior Associate with the firm’s Miami office. Her practice areas include products liability, premises liability, and general liability.
Jamie graduated summa cum laude from Nova Southeastern University’s Shepard Broad College of Law. During law school, Jamie received Dean’s List Honors, multiple CALI Excellence for the Future Awards, and was an active member of the Nova Moot Court Society and Nova Law Review. She also held positions as teaching assistant for Constitutional Law and research assistant for Health Law.
While attending law school, Jamie worked as a law clerk at a boutique firm where she gained practical experience handling wills, estates, family law, and real estate transactions. Jamie also worked as a legal intern at a securities litigation firm where she gained valuable experience in securities class actions.
Mrs. Diverio is a shareholding partner at Lydecker’s Miami office and is the chair of the property practice group. She is a trial and appellate attorney for first and third party lawsuits. She handles bad faith claims, third party claims nationally, fire/theft/fraud investigations, windstorm coverage insurance defense, personal injury, general liability, subrogation claims, fraud investigations, and all types of property damage claims.
In addition to her broad insurance coverage practice, Ms. Diverio has significant experience in Directors & Officers (D&O) condominium litigation, where she represents boards, associations, and insurers in matters involving governance disputes, fiduciary duty claims, and coverage issues. Her work in this area provides clients with strategic counsel on both preventative risk management and litigation defense.
Mrs. Diverio litigates insurance disputes involving high exposure commercial and personal lines in both State and Federal court. Mrs. Diverio’s practice group handles claims from pre-suit investigations through trials and appeals.
Mrs. Diverio has handled a multitude of appellate and trial matters and has been first-handedly involved in changing and upholding Florida Statutes on significant current insurance defense issues.
Most importantly, Mrs. Diverio’s strength lies in client relations and professionalism. She maintains an open line of communication with her clients during all phases of litigation, settlement of a dispute, and works in conjunction with her adjusters to quickly and efficiently resolve claims.
Doug Gerber is Of Counsel with Lydecker and works in the Firm’s Orlando office. Mr. Gerber been a member of the Florida Bar since 2005 and the Middle District of Florida since 2006. Mr. Gerber’s areas of practice include but are not limited to civil litigation, commercial litigation, general liability litigation, premises liability, property practice, and business law throughout the State of Florida. He has extensive experience in representing business entities, insurers, and individuals in litigation often involving motion practice, mediations, and trials.
A native Floridian who was born in and raised in South Florida and who has lived in Central Florida for more than 25 years, Mr. Gerber is a double Gator, having earned his bachelor’s degree in Public Relations from the University of Florida in 1992 and his master’s degree in Exercise and Sports Sciences with a Specialization in Sports Management from the University of Florida in 1996. While at the University of Florida, Mr. Gerber was admitted and a member of the Phi Kappa Phi Honor Society.
After working for various sports organizations in Central Florida involving amateur sports events, college bowl games, NFL exhibitions, and the 1996 Olympic Games, Mr. Gerber attended the Shepard Broad Law Center at Nova Southeastern University, where was first a Staff Member and then became an Articles Editor for the Nova Law Review. Mr. Gerber had his article on the validity of arbitration clauses in personal injury suits involving minors published in the Fall 2003 issue of the Nova Law Review. He was also a member of the Pro Bono Honor Society while at the Shepard Broad Law Center after interning with the Administrative Judge for the Seventeenth Judicial Circuit of Florida and with the City Attorney’s Office with the City of Coral Springs.
Mr. Gerber has served as the Chairman of the Real Property Law Committee of the Orange County Bar Association, was a member of the Small Claims Rules Committee of the Florida Bar, and most recently served as the Chair of Section C of the Grievance Committee of the Florida Bar for the Ninth Judicial Circuit.
Mr. Sanchez Parraga is a partner at Lydecker’s Miami, New Jersey, New York, and Los Angeles offices. He is an experienced insurance and commercial litigation attorney whose practice focuses on first-party and third-party property coverage and related litigation. He advises domestic and international insurers on complex coverage issues arising from a broad range of construction and property losses, including those caused by hurricanes, fires, hailstorms, structural failures, and other catastrophic events.
Mr. Parraga regularly acts as both coverage and litigation counsel, with experience representing insurers in high-exposure claims involving commercial buildings, residential developments, hospitality properties, and industrial sites. He is well-versed in policy interpretation, claim assessment, and the application of exclusions and endorsements, and is familiar with insurer reporting obligations and litigation management protocols.
He understands the financial, reputational, and operational pressures faced by insurers and their insureds in the wake of significant property losses. Whether handling claims involving large commercial assets or navigating disputes tied to policyholder obligations, Mr. Parraga offers practical, tailored advice aimed at achieving efficient and favorable outcomes.
In addition to his broad insurance coverage practice, Mr. Sanchez Parraga has developed substantial experience handling Directors & Officers (D&O) insurance claims, particularly in the context of condominium litigation. He regularly represents boards, associations, and insurers in matters involving governance disputes, alleged breaches of fiduciary duty, and complex coverage issues. His work in this area combines strategic counsel on D&O risk management with effective litigation defense.
Mr. Sanchez Parraga routinely collaborates with trial attorneys to enhance case strategies, ensuring that issues are preserved for appeal and maximizing the potential for favorable outcomes. His analytical skills enable him to foresee potential challenges and craft strategic solutions, ensuring that every pleading, motion and brief is meticulously prepared and delivered.
Mr. Sanchez Parraga is admitted to practice in Florida, New York, New Jersey, California, Texas, and Georgia.
Mr. Sanchez Parraga earned a Bachelor in Law, with honors, from the University of Barcelona, and received his Juris Doctorate magna cum laude from Nova Southeastern University in 2018. He is admitted to practice law in Florida, New York, New Jersey, and California as well as in the United States District Courts for the Middle and Southern District of Florida.
